Insula Capital Group LLC

  Real estate  is an attractive investment opportunity for investors for many reasons. It can be a hedge against market volatility when stock options remain uncertain, and various perks come with being a landlord. It’s a smart way to generate a steady, passive income, but it does take a certain amount of cash to get started. And when you’re short on cash, taking out a loan might be the only way to finance your real estate investment. There are various financing options when it comes to real estate loans, and each of them has its set of requirements. Choosing the wrong kind of loan can impact the success and profitability of your investment. Know Your Options The source of funding greatly influences your budgeting and investment strategy. Option # 1: Conventional Loans This is a very common source of financing, and most of you are already quite familiar with it. Since this investment option requires the lender to take on additional risk for the borrower, the requirements for th...

While the economy is improving, the housing market  remains tricky. There are many setbacks when you’re buying a new home. To avoid any costly mistakes and find the perfect place for your growing family, it's best to make informed decisions, keeping a few important factors in mind. The recovering economy and low mortgage rates are attractive reasons for new parents to jump on the house hunting bandwagon. Almost 8.3 million to 9.2 million first-time home-buyers are expected to enter the housing market in 2022. Buying a home as new parents can be a daunting process. There are various potential pitfalls they can witness. Here are a few things they should keep in mind before they buy a home. Keep Your Emotions Aside Half of all homeowners have at least one regret about their current home. Don’t make an impulsive purchase without considering all angles. You might adore a three-bedroom house up the hill, but it might be highly impractical if there is zero closet space or has a busy highw...

  Being a homeowner is a source of great pride and achievement. But unfortunately, taxes are a part of life. For most homeowners, property taxes are a part of other payments  like income tax and other payments you owe. The amount you have to pay may come as a surprise to most homeowners, especially the ones who are first-time payers. It’s crucial to be aware of your property taxes so that you can plan your long-term and short-term monetary planning. And for this, you’ll need a basic understanding of what property taxes are and what you can expect as a homeowner. What are Property Taxes? Property taxes are one of the many responsibilities that come with owning a property. It’s a tax paid on a property by an individual or another legal entity. Generally, we can call property tax a real estate ad-valorem tax. It’s calculated by the government and paid by the owner. The tax is based on the property's value, and the local government uses the taxes collected to fund improvements lik...